Roughly how high was your home loan?

up to €50,000 €50,000 to €100,000 €100,000 to €200,000 €200,000 to €500,000 €500,000 to €1 million over €1 million Other loan, e.g. for a car

And roughly how high was this loan?

A processing fee was often charged on car, personal and refinancing loans too.

up to €10,000 €10,000 to €30,000 €30,000 to €50,000 over €50,000

With which bank?

Did you have more than one loan?

For example a second loan for building your house, or a refinancing, with the same or a different bank.

One loan Several loans

Which bank was the second loan with?

When did you take out the loan?

Did you take it out alone or with someone?

Many home loan contracts have two names on them.

Alone Two of us Three or more

Is the loan still running?

Yes, still running Already paid off Refinanced or house sold

Our first estimate.

Quick checkExample

Home loan

Fee, usually 1 to 3%: –
plus interest, 3 years: 4% per year

amount you can reclaim–

Calculated from the loan amount.
Only your contract shows how much it is for you.

A partner law firm checks your contract free of charge. Padronus bears all costs, even if you lose. We keep 35% only if your bank pays.

Your details

Some local banks settle with us without going to court.
Your postcode shows us whether this can help you.

Name

Postcode

Almost done. Good to know:

Over 10,000 borrowers in Austria have got in touch with us.
You are not alone.
We have already recovered over €2.8 million in fees.
Your loan stays as it is. Reclaiming the fee is no reason to terminate it.
No cost risk: Padronus bears all costs for the lawyer and the court in full.

Padronus has your contract checked free of charge. A photo of the page with the costs is enough. We send the upload link by text message and email.

Mobile number

Email address

We only use your details to have your claim checked and to get in touch with you (privacy). Free and without obligation.

Thank you. Your request has arrived.

Over €2.8 millionin fees already recovered

Apply for the refund right away

We have sent you the upload link by text message and email. But you can also apply for the refund right here and upload the contract. It takes about two minutes.

Full name

Date of birth

Street

No./Door

Postcode

Town

ID (optional)

Most banks require a copy of your ID for identification. You can also send it later to office@padronus.at. Passport, identity card or driving licence as a photo or PDF.

Loan agreement (optional)

The most important page is the one with the costs. Photos or PDF, up to 15 MB per file. You can also send it later to office@padronus.at.

I confirm the documents listed below: powers of attorney (Vollmachten) litigation funding agreement (Prozessfinanzierungsvereinbarung) Padronus bears all costs and only receives 35% if successful.

looks after your file. Questions? Call for a personal talk in English: 01 348 030

Signature

Sign with your finger or the mouse.

You will then receive all documents by email. You can withdraw within 14 days.

Powers of attorney (Vollmachten)

Litigation funding agreement (Prozessfinanzierungsvereinbarung)

✓Request sent
02Apply for the refund
03Partner law firm checks and reclaims
04Your share arrives in your account

Questions? 01 348 030 · More about reclaiming the fee

Roughly how high was your home loan?

And roughly how high was this loan?

With which bank?

Did you have more than one loan?

Which bank was the second loan with?

When did you take out the loan?

Did you take it out alone or with someone?

Is the loan still running?

Our first estimate.

Your details

Almost done. Good to know:

Thank you. Your request has arrived.

Apply for the refund right away

Powers of attorney (Vollmachten)

Litigation funding agreement (Prozessfinanzierungsvereinbarung)

Power of attorney for the consumer protection association (Vollmacht Verbraucherschutzverein, VSV)

Power of attorney for Gottgeisl & Leinsmer Rechtsanwälte (Vollmacht)

Release from banking secrecy (Entbindung vom Bankgeheimnis)

Litigation funding contract (Vertrag Prozessfinanzierung)

Consent to data processing, Annex II (Einwilligung zur Datenverarbeitung, Anhang II)

Information sheet on data processing (Merkblatt zur Datenverarbeitung)

Information on your right of withdrawal (Informationen zur Ausübung des Widerrufsrechts)

Consent to advertising measurement (Einwilligung zur Werbemessung)